Last updated: August 2026
Please read these Terms of Use carefully before using Overdue Interest Tools.
By accessing or using this website, you agree to these Terms of Use. If you do not agree, you should not use this website.
General information only
The content, calculators, guides, articles, examples, and other materials on this website are provided for general information only.
Overdue Interest Tools is not a law firm, accounting firm, financial adviser, tax adviser, debt collection agency, or regulated professional adviser. Nothing on this website constitutes legal, financial, accounting, tax, debt collection, or professional advice.
No professional relationship
Use of this website does not create a solicitor-client, accountant-client, adviser-client, consultant-client, or any other professional relationship between you and Overdue Interest Tools.
You should seek advice from a qualified professional before relying on any calculation, making a claim, charging interest, pursuing debt recovery, or taking legal or financial action.
Calculators and estimates
The calculators on this website are designed to provide simple estimates only. Results may depend on the information you enter, applicable interest rates, contract terms, payment dates, local rules, and other factors.
We do not guarantee that any calculator result is accurate, complete, current, suitable for your circumstances, or legally enforceable.
You are responsible for checking all calculations, rates, dates, and assumptions before relying on any result.
No guarantee of accuracy
We aim to keep the information on this website clear and useful, but we do not guarantee that any content is accurate, complete, current, or free from errors.
Interest rates, laws, rules, official guidance, and business practices may change. You should always verify important information from official sources or qualified advisers.
User responsibility
You are responsible for how you use this website and any information or calculation obtained from it.
You agree not to use this website for unlawful, misleading, abusive, harmful, or improper purposes.
Third-party links
This website may contain links to third-party websites. These links are provided for convenience only. We are not responsible for the content, accuracy, policies, availability, or practices of third-party websites.
Limitation of liability
To the fullest extent permitted by law, Overdue Interest Tools will not be liable for any loss, damage, cost, claim, or expense arising from or connected with your use of this website, reliance on any content, or use of any calculator.
This includes direct, indirect, incidental, consequential, financial, business, legal, or reputational loss.
Website availability
We may update, change, suspend, or remove any part of this website at any time without notice.
We do not guarantee that this website will always be available, secure, uninterrupted, or free from technical issues.
Intellectual property
Unless otherwise stated, the content on this website is owned by or licensed to Overdue Interest Tools. You may view and use the content for personal or internal business information purposes only.
You must not copy, reproduce, republish, sell, or commercially exploit website content without permission.
Changes to these Terms
We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated “Last updated” date.
Contact
If you have questions about these Terms of Use, please visit our Contact page.